A car accident can be a distressing and tumultuous time for Frazier Insurance carriers in Little Rock. You’re probably wondering who will pay for your personal and property damages, who is responsible for the crash, and whether or not you should hire a car accident attorney. Take a deep breath, remain calm, and follow these directions for filing a car accident claim with Frazier Insurance Agency.
Follow Appropriate Post-Accident Procedures
Directly following an accident, you should focus on a few critical needs before calling your insurance company. First, check to see if you have any injuries. When in doubt, call for an ambulance. Remain on the scene and ask if the other party involved is okay. If the accident was minor, move vehicles to the side of the road. If you can’t move your vehicle, warn oncoming traffic with hazard lights, flares, or cones. Find a safe place to call your insurance company. Frazier Insurance Agency will send a tow truck to collect your vehicle during the claims process.
Once you’re in a safe location, call the police and report the accident. It’s wise to always call the police after an accident, even if it’s a minor collision. Begin to gather information for the questions your Frazier Insurance agent will ask you, including the police officer’s name and contact info, the police report number, and the details of anyone else involved, such as witnesses to the accident. Other information to accrue includes:
Facts about the vehicles involved in the accident. Write down the color, make, model, year, and license plate numbers of all vehicles involved.
– Date, time, and exact location of the accident.
– Roadway conditions. Include the weather conditions at the time of the crash as well.
– Estimated speed at which you were traveling. Ask the other driver how fast he/she was traveling as well.
– Damages information. Write down or take photos of damage done to all vehicles.
– Other driver information. Record the other driver’s name, insurance company and policy number, license plate number, phone number, and address.
– How the accident happened. In as much detail as possible, record exactly how the accident occurred. Include the directions both vehicles were traveling and other pertinent information.
You’ll need all this information when you call Frazier Insurance Agency, as the agent who answers your call will ask these questions to gain an understanding of the crash. When you make the claim, give honest answers in as much detail as possible while the accident is still fresh in your mind.
Contact Your Carrier’s 24/7 Claim Support Service Center
Since Frazier Insurance Agency works with all the top auto insurance carriers in Arkansas, you can rest assured your company offers 24/7 claims support. Visit the Frazier Insurance Agency website, select your insurance company, and find the contact and claims phone number for your specific carrier. Call the claim support service line at the number provided by Frazier Insurance Agency, and follow the steps the agent gives you. The Frazier Insurance Agency support line is (501) 225-1818 if you need additional help.
The agent at your company will walk you through the insurance claims process, gathering information about your accident. In general, your insurance agent will call you back within one business day to tell you how to proceed. During this phone call, you’ll find out what your policy will cover and what to do from there.
Protect Your Rights After an Accident
Once you’ve filed your claim with Frazier Insurance Agency, contact a car accident attorney to discuss your accident. If you were in a particularly bad accident with significant personal injury or property damage amounting to more than $10,000, it’s in your best interest to speak with a lawyer.